Perfect Money Review 2018

What is Perfect Money?

Perfect Money is a financial service that permits users to do instant payments and to form money transfers firmly throughout the internet. It opens great opportunities to internet users and owners of the internet businesses.

Official website:

perfect moneyAll the users of Perfect Money may simply convert their funds into alternative electronic currencies in the shortest terms and at cheap rates. The established approach of cooperation with banks permits Perfect Money to receive and to send wire transfers worldwide.

Perfect Money was created in 2007. Officially, the payment system is under Perfect Money Finance Corporation. Registered in Panama/Central America.

Deposit Options

  • - Bank Wire (Minimum deposit amount is 300 USD);

  • - e-Voucher;

  • - Certified Partners (E-currency Payment systems, E-currency Exchange platforms…). Customer can add funds using payment systems, like, for example, Western Union, MoneyGram, ePay;

  • - Bitcoin;

  • - Credit Exchange.

Withdrawal Options

  • - Bank wire;

  • - Perfect Money e-Voucher (Note: e-Vouchers never expire);

  • - E-currency;

  • - Certified Exchange Partners;

  • - Bitcoin;

  • - Credit Exchange.


Numerous reviews claim that Perfect Money has strong security system, at the same time it keeps simplicity and convenience of the system’s use. As a result it brings the risks of Perfect Money users to all-time low mark. Even more, each user of this system has right to set up security settings individually.

The security system allows its customer to choose from the offered security tools individually, depending on customer personal security strategy, tactics.

Multi-level security system includes account protection, defending tools like:

1) Identity check. This tool is integrated with identification aim of Perfect Money account holder. How does it work? Technically “Identity check” security tool compares ‘login data’, like, IP, device, browser etc.

In case if client authentication is performed from new IP addresses, which aren't associated with the owner's account, security system blocks the doorway to account and sends an extra safety code to the email (fixed throughout account registration). Change of IP is formed individually through the Support Center.

2) SMS Authentication. After login attempts the PM security system sends message with the verification code to the account keeper's mobile phone number. It is one of the most reliable methods how to make sure about the account holder identity.

3) Code Card Protection. Another good security system’s tool. Client gets a card with graphic image with codes (sent through the email). For approval of the transaction, security system automatically sends to the customer an inquiry on random order delivery of definite code from the Code Card. Code Card is a convenient and trustful protection method for confirmation of transactions. It is a well-known security method in the global financial payment sector.

Account & e-Wallet

Perfect Money offers its clients 2 kinds of accounts:

  • - Personal;

  • - Business.

The account includes 3 different currencies:

  • - USD;

  • - EUR;

  • - Gold.

Perfect Money has 3 statuses:

  • - Normal;

  • - Premium;

  • - Partner accounts.

Account ID. Account ID is a combination of numbers, which starts from U (dollar account), E (euro account) or G (gold account).


  • - Convenient and professionally made reports simplify work in Perfect Money account. Different kind of information, charts about your orders, financial operations, account status and many more will be available in personal account;

  • - System of automatic repeated payment set up. This tool is supposed to rearrange monthly expenses of your enterprise; it permits payments to be performed in automatic mode;

  • - Good API merchant. Basing our opinion on the standards of practicality, reliability and safety, we don't expect any analogue of Perfect Money to seem within the next few years;

  • - Multi-language system makes usage of the system very convenient. The website is available in 23 different languages;

  • - Well developed - Affiliate program.


- Perfect Money has not his own plastic Credit Card (which would be a minus if we search Payment system especially for cash withdrawal, output at ATM).

Fees & Commissions

Perfect Money Payment System’s current fees:


In the Perfect Money partner list, you will find a many different E-currency payment systems, E-currency exchange platforms. Through the Perfect Money partners you will be able fast and secure - to buy, sell, or exchange different kind of digital currencies.

Support Center

24 / 7 Responsive & Secure ticket System. The Secure „Ticket System” is developed to ensure private communication between Perfect Money customers and Support Center.

How to buy Perfect Money?

You can buy, sell or convert Perfect Money on (online e-currency exchanger).

XMLGold is one of the Perfect Money company’s partners. As the proof of that you can use Perfect Money Partner list:

Moreover XMLGold has the highest Perfect Money Trust score between Digital currency & Cryptocurrency exchangers at world leading e-currency monitoring site –

With Perfect Money Trust Score 8600 (See more: XMLGold proudly shows itself as a reliable, trustful and leading e-currency exchanger of Perfect Money.

Through you can buy, sell or exchange Perfect Money and Perfect Money Vouchers with Bitcoin, Litecoin, Advanced Cash (AdvCash), Payeer, Bitcoin Cash, Ethereum, Sepa Transfer, Bank Transfer, Wex-Code, C-CEX Code, eCoin Code, ePay, Exmo Code, Tether and many more coming. Or you can exchange Perfect Money by Cash and withdraw at ATM by XMLGold Prepaid Card.

How to buy Perfect Money - youtube tutorial

How does it work?

Simply select on the left side/window what currency you want to sell and on the right side what currency you want to purchase and fill the necessary information. It is fast and simple. Most of the currencies you will be able to exchange instantly.

Note: If the particular reserves are over. You can always choose the option „Extend Reserve” or Buy/Sell More”. Simply click on the bottom – „Extend Reserve” and order the currency and the amount you need.

The related articles:

- What is Payeer?

- What is Epay?

Please sign in to comment