USD Coin (USDC) Cryptocurrency Review: Price, Security, Storing, Fees

The USD Coin is one of the cryptocurrencies available on the XMLGold e-currency exchange platform, in this article you will learn more about this stable coin.

Exchange USD Coin to Perfect Money

Even a few hours in the market may have a tremendous effect on the price of a cryptocurrency, much alone a few days and weeks.

In such a scenario, a solution is needed that allows currency prices to remain stable while still enabling customers to take advantage of decentralized payment options.

In this article, we'll take a closer look at one stable coin developed by the CENTRE consortium, which includes Coinbase and Circle: USD Coin (USDC).

What is USD Coin?

It is a relatively new stable coin, USD Coin (USDC), which ties to the US dollar. On September 26, 2018, Circle and Coinbase collaborated to launch it. USDC is a substitute to Tether (USDT) or TrueUSD (USDT), which are both USD-backed cryptocurrencies (TUSD).

What is USD Coin?

All in all, a service to tokenize and enable the usage of US dollars via the internet and public blockchains is provided by USD Coin. In addition, USDC tokens may exchange for USD at any moment. The ERC-20 smart contract ensures that USDC tokens may be issued and redeemed.

Putting US dollars on the blockchain makes it possible to move them across the globe in a matter of minutes, bringing much-needed stability to the cryptocurrency industry. Also, it creates new avenues for trading, lending, risk-hedging, and more.

Who is the team behind USD Coin?

The Centre consortium, cooperation between Circle and Coinbase, is behind the development of USD Coin. As for USDC's first commercial issuers, Coinbase and Circle have built the technology and regulatory framework.

The circle was formed in 2013 by Sean Neville and Jeremy Allaire, both of whom are successful entrepreneurs.

Because Circle is an authorized Money Transmitter, its financial records are public. Licensed money service firms in the United States are called money transmitters and must adhere to federal rules and regulations.

Before the issue of USDC, Circle's certified partners have the corresponding amount of USD. Because of this, all USDC coins govern by regulations, are transparent, and can be verified. The circle is also known as the Goldman Sachs-backed cryptocurrency business.

What are the benefits of USD Coin?

USDC has a few distinguishing characteristics. These features make the USDC a popular option for cryptocurrency purchasers, particularly newbies.

1. Easily transferable:

It doesn't matter what time of day or night, two parties with an Ethereum wallet may exchange USDC in a couple of seconds.

Even if someone has to transfer an enormous sum to an overseas supplier, the money will be received by the provider in a matter of seconds, making the transaction as simple as making an online purchase.

USD Coin benefits

ACH or wire transfers, on the other hand, may take anywhere from one to three days.

As long as USDC stays constant, currency price volatility eliminates. There is a high cost associated with sending money overseas.

The Ethereum gas charge is the sole cost associated with USDC. In addition, the cost fixes, making it an especially appealing option for big payments.

2. Compatibility with dApps:

dApps, blockchain-based games, and cryptocurrency exchanges have all seen rapid growth in the last few years. Tokens based on the ERC-20 standard, such as USDC, may be used in any program.

You may acquire a broad variety of products in the crypto-verse, such as digital artwork using this method.

Depositing USDC into sites like Compound might potentially result in a better interest rate than one would get from a traditional bank. As a result, they're a better investment than keeping cash in a bank.

3. Transparency and Security:

The USDC is issued by Circle, a member of the Center Consortium. For the USDC initiative, it has teamed up with Coinbase.

Grant Thornton LLP also does an audit of the transactions. One of the most recognized firms and a major accounting company involve in ensuring that the business is operating by the law.

If you're using a private wallet, USDC is a safer option than keeping cash in a bank. Login credentials, such as those for PayPal or online banking, may readily be obtained by a third party.

Passwords are hashed on the server. Once they get access to this hash, a hacker may run password cracking tools on it, gaining access to the password. It implies that a hacker can only get access to a user's USDC account if they get their hands on the user's computer's private key.

It's unlikely that anyone's home computer will hack unless they're a well-known, high-volume cryptocurrency trader.

4. Stability:

All Stablecoins have this feature in common. Stablecoins appeal to some investors because they enable them to participate in the cryptocurrency market without worrying about the risk of large price swings.

As an example, consider comparing the price movements of USDC and BTC over the last year.

The chart's pattern reveals the difference in the risk-to-reward ratio.

The value of USDC doesn't vary like BTC or ETH since it's linked 1:1 to the dollar. Grant Thornton certifies the company's reserves weekly, so investors don't have to worry about the company's transparency.

5. A viable alternative to Tether (USDT):

Tether's quality of collateral has been called into doubt in the past, hence USDC is a better option. As long as investors can get a decent night's sleep, they should continue with USDC.

Since risk aversion is the primary reason for an investor to acquire a Stablecoin, why not?

On top of that, Voyager pays a hefty 9% interest on USDC, while Tether bears no interest charges at all. It serves to strengthen USDC's hand.

Where to use USD Coin?

USD Coin (USDC) is a digital representation of one US dollar that exists on the Ethereum network in a 1:1 ratio. Tokens may be utilised on this app if the app is compliant with the ERC-20 token standard, which is currently in use.

Where to use USD coin?

Registering for an account, verifying your identification (KYC), and linking a legal bank account are all prerequisites for using Circle's USDC tokenization and redemption services. Users of the Circle USD platform may execute four primary functions:

• You might tokenize the US dollar.

• Exchange USDC for cash.

• Send USDC to an Ethereum address that is ERC20 compliant.

• Deposit USDC using external Ethereum wallets.

For tokenizing and redeeming services, Circle USDC does not charge customers any fees, save for a $50 cost for inaccurate and rejected bank transactions. All of Coinbase's usual fees apply to USDC transactions.

The smallest quantity of USDC that may redeem is 100 USDC. On business days, tokens process and it may take up to 24 hours.

There is no minimum quantity of tokenization, and the process may take up to two business days to complete.

Stablecoins such as USDC are often used to:

• Make it simpler to purchase cryptocurrencies in the future by shorting cryptocurrencies without cashing out.

• Avoid the use of conventional financial tools and institutions.

• For residents in nations like Venezuela or Turkey, hyperinflation is a major concern.

• Send money quickly, securely, and affordably over the world;

• You may buy products in numerous crypto apps, exchanges, and blockchain-based gaming platforms.

Exchange USD Coin at the best rate on XMLGold

XMLGold was developed in 2006 to facilitate currency trading. You may acquire the best cryptocurrency and e-currency available on the market fromXMLGold, which has improved over time.

The information provided here might help a trader or investor looking for the best market pricing for something similar.

Xmlgold e-currency and cryptocurrency exchange

XMLGold offers direct buying of many cryptocurrencies using the aforementioned payment options. Stablecoins like USDT, TUSD, and USD Coin may all purchase using XMLGold at this time, in addition to Bitcoin (BTC), Litecoin (LTC), and other cryptocurrencies.

XMLGold is a fantastic option because of the following reasons:

1. XMLGold's total exchange speed is exceptionally rapid, which is a huge benefit. That's a huge benefit since it provides an incredible sense of immersion and consistently produces top-notch outcomes.

XMLGold has been around for so long because you can get your hands on the things you need anytime you want.

2. In part, XMLGold's success may attribute to the company's dedication to providing an excellent customer service experience. XMLGold put forth a lot of effort to provide the best possible results and outcomes to their clients.

3. The XMLGold referral program is fantastic and full of surprises. To gain money, you may use the referral system here, which is rather excellent. In reality, you're receiving 10% of the money, which is a fantastic deal.

4. All transactions at XMLGold are protected by 256-bit SSL encryption to guarantee that nothing goes awry, which is always crucial to keep in mind when dealing with an issue such as this.

5. Bonuses of up to 3.5 percent are possible depending on the sort of trade or transaction you make. It may be beneficial, it produces excellent outcomes, and it is well worth the effort every time.

Pros and Cons


1. Native ERC20:

USDC is a native ERC20 token, which means it can only be found and used on the Ethereum network. As a consequence, the current supply and transactions can be verified by anybody. Several different types of personal cryptocurrency wallets are compatible with USDC.

USDC benefits

2. Coinbase featured stablecoin:

For the time being, Coinbase's featured stablecoin is USDC, which ensures a 1:1 exchange rate (USDC: USD). Users may withdraw USDC to their bank accounts with ease.

3. Liquidity:

This stablecoin is traded on a majority of the largest cryptocurrency exchanges and is the second most liquid stablecoin after USDT.

4. Monthly audits:

To verify that USDC is backed 1:1 by US Dollars in segregated bank accounts, Grant Thornton, an accounting company, conducts monthly audits.

5. Regulated & Compliant:

Licensed by the NYDFS (New York State Department of Financial Services), Circle, Ltd. is completely regulated and compliant to do business in the United States. In terms of financial regulation, the NYDFS is the harshest in the country.

6. Strong institutional backing:

Circle, Ltd. has received many rounds of venture money and is highly well-funded for its activities.


1. Centralized:

Circle, Ltd. mints, maintains, and operates the USDC in a centralized manner. In circumstances where a user is found to have breached regulatory regulations or behaved in an unlawful capacity with the asset, centralized stablecoins may be frozen or seized.

2. Purchase & Redemption KYC:

To redeem USDC for fiat currency, Circle, Ltd. requires that customers undertake KYC and furnish Circle, Ltd. with proof of their identification. For privacy-conscious consumers, this is nothing more than usual protocol.


There are two key reasons why traditional investors are cautious about cryptocurrencies: the absence of regulation and the volatility of the market.

Stablecoins like USDC, among others, are attempting to alter this, enabling established institutions to engage in the cryptocurrency market.

Since USDC transactions are compliant with the United States remittance regulations, USDC expects to grow steadily in the future. The USDC has also proved to be a popular currency among investors in recent years.

There has been a considerable rise of stablecoins over the last few years since the market has seen tremendous volatility in big cryptocurrencies like Ethereum and Bitcoin. Stablecoins like USDC, on the other hand, are supposed to be impervious to such swings in value.

As a result, USDC will continue to be listed on many exchanges in the years to come, including Luno, one of the most popular and user-friendly exchanges.

Exchange USD Coin to Perfect Money

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Payeer Wallet Review: Sign Up, Log In, Verification, Fees, Security

Payeer is one of the most used currency on the XMLGold cryptocurrency and e-currency exchange platform. Let's find out what the Payeer e-wallet is and how to use it properly. In this review you will learn how to register in the Payeer payment system. The topics such as: Payeer security, fees, deposit and withdrawal options will be discussed. At the end of the article we will summarize the pros and cons of the Payeer wallet. We hope this review will help you better understand the Payeer payment system.


As the number of people who use digital finance grows, therefore, demand market is also increasing. As a result, the number of digital asset management alternatives has grown. Digital asset management frequently provides users with digital or electronic wallets in which they deposit or withdraw funds.

Some of these systems have improved and expanded their features, and they now accept both fiat and crypto-currency payments. It has proven quite beneficial for the large number of consumers they occasionally attract.

Payeer is one such platform. Customers of Payeer can use this platform's numerous services and functions. Payeer is a crypto-currency exchange and a digital wallet for fiat and crypto-assets.

Payeer has a large number of features that have constantly resulted in excellent feedback for the platform. These include crypto-currency trading across many block-chains, asset storage, and rapid payment methods such as the Payeer payment system to fiat currencies.

The platform has also included a long list of new support options, such as withdrawals to Master-card, Maestro, and other credit cards. Individuals who are considering using it as their primary electronic wallet will like the variety of alternatives for making payments or adding cash to the wallet.

Payeer Sign up

Payeer SignUp Process

To sign up with Payeer, you will need:

1.Go to the payment service provider's official website.

2.Select "Create Account" from the drop-down menu (the button is located in the central part of the interface).

3.Type your E-mail address in the box provided.

4.As a code, type captcha.

5.Select "Create Account" from the drop-down menu.

6.Go through your emails.

7.Fill in the form field with the resultant number combination.

Payeer account sign up

Everything is straightforward, as you can see. Only an email address is required by Payeer. In less than a minute, the user becomes the owner of a personal account with a payment system. We will go over the Payeer wallet registration process in greater detail below.

Payeer Login

After arriving at the official Payeer website, the user should click the "Create an account" button in the middle of the main page. The users are redirected to a page where they must enter their email address and captcha code.

Click "Create an account" once more, but first familiarise yourself with the payment system's requirements for service supply. By default, selecting the "Create an account" button indicates that the user accepts the rules' terms. While you click the button, a box will pop up asking you to input a verification code that was previously given to the email address you provided, when filling out the previous form.

Payeer Login Process

A Payeer client must do the following to log into their account:

1. Go to the payment service provider's official website.

2. In the center of the interface, click "Login."

3. Fill in the information that the system requires.

4.Press "Login" once again.

Advcash card

The user should have no difficulty logging into Payeer's system. Username and password generated upon registration are only needed by the system. This combination of numbers and letters will be the key to the Payeer account if the user has not updated them yet.

Let's take a deeper look at the procedure of accessing the payment system.

After visiting the main Payeer page, select the "Login" button next to the "Create an account" button at the first step. The system will prompt you to enter your username, password, and security code, or captcha, in the next window.

If you forget your password for any reason, it does not mean you will never be able to access your funds again.

Payeer password recovery

Normally, such situations are taken into consideration by service. In the form, next to the field requiring a password, there is a button labeled "Forgot your password?". This tool will assist the user in regaining access to their account and money directly.

After clicking the button, you will be sent to the restoration page, where we'll enter the login, secret word, and captcha code. Remember the secret word, along with the logins and password, was produced during the account registration process.

After you have successfully logged into Payer, it is a good idea to familiarise yourself with all of the system's features. Payeer offers an extremely easy UI, which makes engaging with the service more pleasant.

On the right side of the Payeer personal account page, you'll find the following sections:

  • - "Balance" refers to the number of funds held in the payment system account.

  • - “Transfer” is needed for settlements between the parties.

  • - "Exchange" for converting cryptocurrencies for the Payer's fiat currency

  • - History" is used to see the history of completed transactions and export them to CSV format (a delimited text file created to simplify work with large amounts of information).

  • - The "API" is helpful when integrating with internet services.

Let's have a look at the top panel now. As a result, the total quantity of funds on the user's accounts in US dollars is displayed in the right corner of the screen.

On the right are located:

  • - Notifications and news tab. It contains all of the information about your account as well as payment system news.

  • - The account number includes information about the account's current status. You may add other security to your account by verifying your IP address and turning on SMS alerts.

  • - The tab for selecting the interface language.

  • - It's worth noting that the "Personal Account" only supports Russian and English.

  • - Theme selection tab which includes dark or light, who likes which one.

  • - A tab for contacting support.

  • - Exit tab.

  • - Settings tab. It allows you to reset your password, log in, track referrals, and view information about the cards used to make earlier payments.

Also, double-check personal information. Go to "Profile" in the section, where a form will appear that should be filled to pass verification.

We choose the account type and input the entire name, date of birth, country, and address. We verify all of these details by uploading an international passport or national identity card, and any other document that verifies the address, to the system. A utility bill or a bank statement will work.

After you have finished uploading your papers, click "Send for verification" and wait for confirmation. Please keep in mind that document verification might take up to 7 business days. The procedure may need to repeat at times.

Payeer Fees

Payeer charges reasonable prices for the numerous services and features it offers to its customers. Each cryptocurrency has a separate trading cost. The deposit cost might be as high as 3.99 percent in some cases, depending on the payment method in use.

Other deposit and withdrawal transactions have a cost, and the company has listed numerous prices linked with their respective money.

Even though depositing Bitcoin into the wallet is free there is a minimum amount that is exchanged, which serves the same purpose as a minimum fee. Depositing fiat currency makes payments on the site.

Because of this direct digital deposits to the wallet are free to the platform, but fiat currencies are not. There are no fees associated with withdrawing crypto assets.

Although the charge appears to be larger than that of many local platforms, Payeer has maintained the fee reasonable by providing a more comprehensive package that minimizes the need to pay small amounts to various stages. As a result, consumers stop paying a single one for a small fee.

The fees for verified and unverified users are the same. Some rates are below:

  • - International money transfer is free;

  • - Currency exchange costs 2% of the amount exchanged, regardless of currency type;

  • - Replenishment is free;

  • - Output ranges from 0% to 5%;

  • - SMS notifications: $0.05 per notification;

  • - Password recovery is typically free; $50 if the account password is automatically recovered;

  • - Account transfers are free;

  • - The system pays back 0.95 percent of the amount received (if HYIP uses the API).

Payeer Security System

Payeer is expected to place a high priority on security, because of its activities on many continents and a rapidly rising user base. The platform has implemented several security measures to keep user information, data, and privacy safe and secure.

The measures include 2FA, which requires second permission and confirmation from the mobile device before performing transactions or utilizing specific Payeer platform services once the mobile phone authenticates with the account.

Verification may take time, based on many aspects to assure a close-knit and safe clientele. It may be discouraging, but having only authenticated users can be a wise tactic.

Without completing the verification, transactions, withdrawals, and other activities are limited to a certain point beyond which users are unable to advance.

Payeer is recognized as one of the most secure and trustworthy wallets currently accessible in much of South Asia, and it supports more than one cryptocurrency.

Users are alerted through an E-mail every time their account is logged into, another step toward a secure platform. It can assist them in keeping track of any activity that occurs within their account and catching a criminal in the act.

Payeer Deposit Options

The payment system wallet can be deposited in the "Balance" area, which offers information about the currencies supported by the service and their current status. There are a few options:

• Banks and cash (VISA, MasterCard, Maestro, and cash);

• Cryptocurrency (ETH, BTC, Advcash, Tether, LTC).

Bitcoin Deposit into Payeer's USD Account

Consider the procedure of using a cryptocurrency transfer to replenish a US dollar account.

Click the "Deposit" button in the "Balance" section of the USD account.

Select the deposit system and the required deposit amount in a new window.

Click "Deposit" once again. We consider the fact that this operation involves a commission from the system.

We then double-check the information and validate the operation.

If everything seems good, click "Deposit," but if you need to make changes, click the "Return" button on the form's right side.

The system will return the user to a page with the transfer address and the amount, which he has just 15 minutes to deposit after confirming the transaction.

Please keep in mind that the deposit amount should not differ from the amount offered by the provider, as this might cause issues with the account's receiving procedure.

We will wait for the amount on the USD balance to update now that the transfer is complete.

The system may prompt the user to validate his details depending on the deposit method selected.

So, if he wants to deposit money into an account using a bank card, he won't be able to do so until he uploads a photo of his passport and the bank card from which the transfer is made to a particular form after filling out all of the questions.

Payeer Withdrawal Options

Payeer withdrawals are done under the "Balance" area, which provides information about the currencies supported by the service and their present platform. Payeer money can be withdrawn in a variety of ways:

1.Banks and cash (VISA, MasterCard, Maestro, Cash);

2.Cryptocurrency (ETH, BTC, Advcash, Tether, LTC).

Withdrawing Bitcoins From A Payeer Account

Let's take a look at how to get money out of a Bitcoin account.

Click the "Withdraw" button in the "Balance" section of your BTC account.

The user will then be taken to a screen that requests the amount and the BTC address for the transfer. Withdrawing Bitcoin can only be done to another cryptocurrency network address.

The minimum and maximum withdrawal amounts are 0.001 BTC and 30 BTC, respectively.

We check for inaccuracies and confirm the withdrawal of funds when we finish the application.

In case of withdrawal limitations from other system accounts, the lowest withdrawal amount directly from Payer is $ 0.02, and the maximum is $ 2,000, provided the user sends from an unverified account.

Where To Use The Payeer Payment System?

Compared to many of its competitors, the financial platform provides much more options. The usefulness of the payment functionality is determined by how the account is used.

After all, the demands of the individual paying for items on the Internet are very important to the business that utilizes the Payeer wallet to handle online payments.

Below is a list of useful features:

• No or cheap commissions;

• Sending payments to any location on the planet;

• A diverse variety of money deposit and withdrawal options;

• HYIP-to-HYIP transactions are instantaneous and flexible;

• Mass payments make it simple to transmit money and conduct transactions;

• Exchange service; international SWIFT transfers;

• Deposit funds through SWIFT and credit card deposits;

• Automatic bank transfers (bank cards);

• Easy signup (just an E-mail address is required);

• Extensive security (IP security, SMS security);

• Virtual playing cards (as a replacement for real cards) Accounts with several currencies;

• Funds are sent instantly;

• There is an affiliate program;

• The account is not locked;

• There is an iOS app.

How to Exchange Payeer?

XMLGold is one of the best options for exchanging Payeer. At (online digital currency exchanger) you can secure and cheaply buy, sell or exchange Payeer EUR and USD in many other e-currencies and cryptocurrencies, for example, Bitcoin, Ethereum, Dogecoin, Litecoin, Dash, Dogecoin, Monero Tether, USD Coin, TrueUSD, Perfect Money, Perfect Money Vouchers EUR/USD, AdvCash, Bank Transfer, Sepa Transfer and many others.

How does it work?

Simply select the currency you want to buy on the right side and currency you want to sell on left side. Fill the necessary amount for you and press “continue”, then fill all the necessary information requested by the system. It will be fast and simple.

Note: If you want to buy or sell larger amounts, then choose option – “Extend Reserve”.

Payeer vs Perfect Money

Payeer is a multi-currency payment method that involves sending and receiving fiat money along with cryptocurrencies. There are pros and cons to utilizing Payeer, but the best feature is that you may receive cryptocurrency and withdraw in fiat cash.

In addition to being a payment entryway for sending and receiving money, Perfect Money allows you to fund your account with bitcoin and earn interest. You may withdraw your funds by many methods, including using Western Union.

Pros and Cons of Payeer


• VFSC has authorized and regulated the company.

• Maintenance of your account is completely free.

• The low transaction, payment, and deposit/withdrawal commissions.

• Excellent site for purchasing and managing cryptocurrency.

• Merchants will find the payment mechanism to be quite convenient.

• It is available in over 127 countries.

• On Android and iOS, the app has a good reputation.


• Only tickets are essential for technical support (no chat or phone).

• Other cryptocurrencies can be added to the platform.


There are so many payment processors available nowadays that it is difficult for dealers and customers to pick the one, which is the best. It is difficult for businesses and consumers to choose the best payment processor when there are so many.

Payeer wallet is one of the greatest online e-currency e-wallets available. It provides both freedom and security. If you are looking for a new payment processor, you should try Payeer wallet and log in to your account to learn more about its features.

Payeer wallet can be helpful for you, particularly if you own an online store. It is a fantastic way for customers to purchase things without dealing with any hassles or restrictions. Take a closer look at this payment system if you are tired of the platform used for online settlements.

Exchange Payeer

What is Dogecoin (DOGE) and how it works

A couple of weeks ago we added a new cryptocurrency - Dogecoin (DOGE). In this article, you will learn more about this cryptocurrency.

What is Dogecoin?

Dogecoin or DOGE is a cryptocurrency created by Jackson Palmer and Billy Markus. They were 2 enthusiasts who wanted to create a payment system as a joke. They were trying to make fun of the speculative cryptocurrency market. Yet despite the fact that this is a satirical coin, a lot of people started seeing it as an investment.

Dogecoin News

The main characteristic of the coin and what a lot of people understand right away is the face of a Shiba Inu dog, which is seamlessly connected with the DOGE meme. This is where the namesake and logo come from. The coin has been around for a long time, and it has a market capitalization of over $85 billion in 2021. It’s also a shirt sponsor for the Watford Premier League Club.

Many are supporting this coin, with Elon Musk being a prime example of a person that’s seamlessly supporting the coin and he boosted its value over the years.

When was it created?

Dogecoin was officially launched in 2013 on December 6th. Within just 30 days, the website had 1 million visitors. Palmer is the person who has made this idea a reality. At that time, he was involved in the marketing team for Adobe Systems and he acquired the domain and added some information about the coin. Markus started working closely with him in order to create the currency. He designed the protocol based on Litecoin and LuckyCoin. Since they were using the crypt tech, they were unable to use the SHA-265 bitcoin mining tools, and thus they had to rely on ASIC and FPGA devices that were more challenging to access.

Dogecoin benefits

Dogecoin can be used to send funds to other people quickly and without any issues. On top of that, this shows a spirit of freedom, of not being controlled, and people rally behind that. They are using Dogecoin as a way to express themselves, invest, and even make some money by trading it. The fact that no one is regulating Dogecoin and you can use it the way you want adds to the power and quality of this coin, and that’s exactly what makes it such a relevant option at this particular time.

Where can you use Dogecoin?

There are many companies that are accepting Dogecoin as a payment. For example,Dogecoin is accepted at Post Oak Motor Cars, Kessler Collection, AirBaltic, Easy DNS, STEEM, Vapeur Canada, Nodex, Mike Connel Ministries, MyNerdLife, Meltdown Comics and many others. The cool thing about Dogecoin is the fact that you are able to use it without any issues and the number of companies accepting this coin is increasing exponentially all the time. That manages to make it a very good investment.

Despite the fact that Dogecoin lacks mainstream utility, more and more companies are accepting Dogecoin and they continue to rally behind its meaning and ideas. The lack of intrinsic value still doesn’t matter, as Dogecoin is all about expressing the internet freedom, and that means it will not go away. There are even chances it might grow in price, as more and more uses will be found for it in the future!

How to exchange Dogecoin?

If you want to exchange Dogecoin safely and with low commissions then XMLGold (online e-currency exchange) will be a good choice for you. Here you can fast exchange Dogecoin into the most popular digital currencies like Bitcoin, Litecoin, TrueUSD, USD coin, Ethereum, Tether, AdvCash, Payeer, Perfect Money, XMLToken, Sepa transfer, Bank transfer, SWIFT transfer, Perfect Money e-Vouchers EUR/USD and many others.

How does it work?

What you need to do – just select the currency which you want to exchange on the left side and currency which you want to buy on the right side. Enter the amount you need, fill your e mail address and press – continue.

Note: If you want to buy or sell more, then click on the button – „Extend Reserve / Buy, Sell More”. Support in the short term will find the necessary funds for you.

Perfect Money wallet review – sign up, log in, security, verification, fees

In this article you will find overview in detail about the Perfect Money wallet: registration, security, fees, verification, deposit and cash out options. In the world, there are currently many different payment systems which offer electronic payments. Their popularity depends largely on the ease of use and commissions. In different countries, various EPS (electronic payment systems) are distributed - Advcash, Payeer, Epay, Payza, Payoneer, Skrill etc.

Perfect Money walletThis article includes a detailed review of one of these – Perfect Money (PM):

1. Overview;

2. Registration;

3. Set up of the profile security;

4. Verification;

5. Advantages and disadvantages of Perfect Money;

6. Commissions;

7. Deposit;

8. Withdrawal;

9. Conclusions and recommendations.

This payment system is offshore, which involves its anonymity. The starting point for activities is considered to be 2007. Today this system is part of the company SR&I. It was registered in Panama, but the company itself is located not in the place of registration, but in Switzerland (the city of Zurich). It has got a license that allows issuing electronic cash.

Perfect Money logo

On the Internet, the company has its own official website: In the process of loading the page, in the address bar a green lock appears. This is an SSL certificate which informs that the connection is secure and complies with all the encryption rules. Among the clients of this EPS (Electronic Payment System), abbreviations of the name are quite common - PM. Most of the users call it simply - Perfect Money. In 2010, the Perfect Money system acquired a built-in domestic lending exchange. The most important point in verifying customers was the Trust Score (TS) – user rating. The highest rating has the accounts where a large financial turnover takes place, which should speak about the honesty and credibility of transactions. The highest Perfect Money Trust score according to the results of has (Online Currency Converter / Exchange) - 10 000 (TS).

The popularity of Perfect Money began to grow since 2011 after the closure of the company Liberty Reserve (main competitor). Soon, Perfect Money was widely distributed in various sectors. First of all, it concerns high-risk earnings (different pyramid systems, high-yield HYIP projects, bookmakers, and so on). Also, the payment system has found its niche in business through the Internet. The appearance of applications in order to manage their operations by using a smartphone or tablet on iOS and, a little later, for Android, took place in 2013. With the help of these mobile applications, it is possible to freely make various financial transactions without mandatory access to a laptop or desktop computer. But the most ordinary users out of habit use exclusively the Perfect Money website.

Like in many other payment systems, there is an affiliate program in Perfect Money. It guarantees an additional passive income for those participants who invite other unique users. This source of income, at a fixed interest rate, provides a profit every month.

The Perfect Money website has been developed by the company’s engineers, with the aim to provide various payments from different websites. Perfect Money has partners who are certified by law and who have many exchange points. In the surveyed service, there is such a thing as prepaid cards. They allow their customers to replenish their accounts at any convenient time or make a purchase without logging in to their personal account.

The site of the payment system supports for 23 languages, which is very convenient for users. Next, let us dig a little deeper and figure out how to work with the Perfect Money wallet. First of all you need to create your personal account, i.e. to register.

How can you use Perfect money

- Transferring money from one user account to another;

- Receipt of payments on your site;

- Carrying out payment for goods and services on the Internet;

- Buying and selling bitcoin, gold, US dollars and euro;

- Issuance and receipt of loans within the system;

- Receipt of additional income from participating in a partnership program.

- You can buy and sell gift cards on the marketplace. This is a reliable online marketplace for the buyers and sellers of digital goods, founded in 2012. In this video you will learn how to buy products with Perfect Money on the Buysellvouchers marketplace:

Registration on

To get started to work with the wallet, first of all go to the official website. When we got to the desired resource, we choose our language and click "Sign up". We see the page where it is necessary to enter the details.


1. Fill in the real data for further verification;

2. All fields with an asterisk "*" must be filled out on a mandatory basis.

Perfect Money signup instructionNext, you need to perform a few simple points:

- Establish your account name and enter your email address. It is very important that it is real and activated, because to it a letter with a unique login will be sent, with the help of which you will carry out operations on the site;

- It is also recommended to use authentication in two stages by using SMS;

- Indicate your phone number in the accepted format, again real;

- Test account will be of the type “Personal” (for more information about the types of the accounts can be found on the official website);

- Invent a complex password. It must contain at least 6 characters in Latin, different case, and numbers. You are required to remember it or save any file, because you will have to go through the process of checking personal data to recover the password. Do not show it to anyone for security purposes;

- Then enter a few characters to confirm that you are a human being, agree with the service and, finally, click "Register".

After, an email will be sent to the appropriate address. In email you will receive ID(number) – your identifier, consisting of numbers (it also serves as a login to enter the account).

If you forget or do not save your login, it can be easily restored by submitting a request with the button "Forgot?" at the entrance.

After you have entered your data, press "Login". The security system sends you a PIN code that you will need to enter in the field and click "Continue".

The process of registration is completed. After entering the code, go to your personal account. Here you can choose the type of account and issue an additional one, if necessary.

After that, go to the security settings in order to protect yourselves and your money from fraud.

Perfect Money profile security settings

To protect your data, go to the tab “Security Centre”. The option of checking the IP address from which the client comes in is included here.

Perfect Money securityEvery time you log in, a letter including a verification code will be sent to your address. This is a standard procedure and is not recommended to be changed.

Perfect Money provides additional opportunities for the protection of personal information:

- You can log in to the system using SMS, but this service must be paid, therefore,many users are not satisfied with it. Messages may also be delayed due to various problems of the mobile operator;

- Connection with the code card.

After using this option, a file with the extension ".png" will be opened. Here we will see the codes that will need to be entered when making any financial transaction. A similar file will be sent to your e-mail.

Perfect Money security codeThese data must be stored in a safe place. Setting profile protection is a very important moment that will allow the client to protect himself from hacking the account by intruders. Do not neglect this mandatory item. You can use Perfect Money services immediately after registering and setting security features. In this case, the commission is removed for each operation. To reduce the percentage of the commission, we need to verify your personal data. To do this, enter the settings section and begin to perform everything point by point.

Perfect Money (PM) account verification

Let's start with the explanation of the term “verification”. Briefly, this means the authentication of the entered personal data.

Perfect Money verificationThat is, the system checks if it is really your wallet and if the details entered during the registration are authentic

Passing this procedure has its advantages:

- Transfer fees are reduced;

- The credibility of your account increases.

The data verification in Perfect Money takes place in several stages

1. You must download the graphic files of the scanned documents (passport or driver's license);

2. You also must provide the scans of the receipts for payment of utility services or bank transfer (with the obligatory indication of the name and address, the registered address in the passport will not be accepted by Perfect Money);

3. Confirm your personal phone number. To do this, you must order a call, and the robot on the phone tells you the code. The numbers are dictated in English.

If the code is entered correctly, the number is confirmed immediately. But if you have made a mistake when entering, then you will have an opportunity to try again only after one day. Verification of user data usually does not take more than 24 hours. But it is possible to increase the verification time on weekends and holidays. If you are afraid to send your personal data in this way, then you can take advantage of additional measures to protect the scanned documents. For example, by putting a watermark.

Perfect Money fees

For each payment system, the developers set their fees for the financial operations. From the cash rates listed below, you can find out the percentage charged for various transfers. And you can easily conclude that the commissions for the users who have undergone the data verification procedure are much more profitable (as mentioned above). Exchange USD / EUR, EUR / USD at the market rate. The transfers within the system for a verified account – 0.5%, for an unverified account - 1.99%.

Having received a general concept of the Perfect Money electronic payment system, let us consider to its advantages and disadvantages.

Advantages and disadvantages of the Perfect Money payment system

All the electronic systems which make financial operations have both - good and not so good features. The way how to perceive them, depends only on the user.

Perfect Money reviewThe undoubted advantages include the following features:

- You do not need to pay tax on income for the financial operations;

- Every month, additional income in the amount of 4% per annum from the account balance is received on your balance;

- There is a program of partnership;

- Coverage of various investment programs;

- If you have passed the verification procedure, the fees for transfers is very small;

- A guarantee of security account.

There are also some disadvantages:

- If you have mistakenly transferred money or your account is hacked, as a result of which the money is illegally withdrawn, the money will not be returned to the wallet, regardless of your complaints;

- Cash cannot be withdrawn using plastic cards, such as Visa and MasterCard;

- It is impossible to directly replenish the balance of the wallet.

How can you withdraw the money from your account, and what are the conditions for replenishment? Let us talk about this further.

Perfect Money account replenishment

Money in an electronic account can be entered in several ways. Let us see how the Perfect Money wallet replenishes its balance:

- The most common way, the use of the partner’s "E-currency exchange service". For example, XMLGold (Online Currency Converter which has the highest PerfectMoney Trust Score at the e-currency exchange market). Note, that commissions at different e-currency exchange platforms will not be similar.

- There is also the option - "Perfect Money e-voucher", which is also convenient deposit method.

- "Swift transfer" is not very convenient as it takes more than one day.

- "Bitcoin". This transfer system is suitable for the customers who use cryptocurrency. However, the rate of this electronic currency is constantly changing, therefore, additional difficulties can arise in relation to the transfer.

- And finally, the "Credit exchange". Replenishing the account by using this method is quite inconvenient and unprofitable, therefore we will not discuss it in detail.

Perfect Money withdrawal (cash out)

For any customer, sooner or later, there is a need for cashing electronic money.

Perfect Money cash outHow to do it? Perfect Money offers several options. Withdrawal is carried out by the same methods as account replenishment. What is more convenient for you – choose yourself from the options mentioned above.

The money transfer transaction looks like this:

- U1234575 — the sender's payment account.

- U9876512 — the number of the invoice recipient.

- Name — the account of the person who has sent the payment.

- Batch — the operation number.

Conclusion and recommendations

The Perfect Money payment system has proven itself to be a reliable electronic payment system. It has been working properly since 2007 and has manifested itself to be a good one.

Perfect Money feedbackHowever, storing large amounts of money in the online e-wallet in long term is not very safe. Create several accounts, do not keep all your money in one account. Electronic money is worth saving no less than paper money, as it is the same currency. This is what we would like to advise in conclusion. And the recommendations in this case are quite standard: use the security settings, change the passwords more often and keep them in a safe place accessible only to you.

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