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SWIFT vs SEPA: How International Bank Transfers Work

On XMLGold, you have been able to buy e-currency and cryptocurrency with the SEPA transfer already for a long time. But let’s get to know better what SEPA payment is and how it works, how it differs from other Bank Transfers. In the next chapters we will compare SEPA vs SWIFT.

SEPA transfer

What is SEPA (Single Euro Payments Area) transfer and how does it work?

Have you ever wondered if there was the easiest way of transferring money? You can now get rid of the hectic process of IFSC additions, account number, waiting for the activation of the beneficiary, the transactions getting delayed and related issues.

Here is now SEPA (Single Euro Payments Area) available which acts as the fast at the same time low cost payment system and is created by the EU which harmonizes the way the cashless payments get transacted between the euro countries. The Bank money transfer has never been so convenient and easy.

Transferring of payments with SEPA is safer and faster than the standard bank transfers. The SEPA allows making the cross border payments easily in EUROS The European government agents, businesses and consumers that make payments through instant credit transfers, direct debit or with credit transfers, make use of SEPA architecture.

The SEPA payment is regulated and approved by the European Commission.

The SEPA transfer is the credit transfer in compliance with the standard credit transfer of European which can be used to make different Euro payments within SEPA. It includes the bank accounts of payer & payee in the format of international IBAN. This IBAN is an international bank account number.

In different ways, the SEPA payment is much similar to domestic transfer. The banks which support the SEPA transfers, have a direct relationship established or have a great network of intermediary banks, which allows the transfers for running across the country borders.

The list of SEPA countries

This list of SEPA countries involves 36 different countries which include:

Switzerland, Vatican, San Marino, Andorra, Monaco, Liechtenstein, Iceland, The United Kingdom, Sweden, Spain, Slovenia, Slovakia, Romania, Portugal, Poland, Netherlands, Austria, Estonia, Denmark, Czech Republic, Croatia, Bulgaria, Belgium, France, Finland, Greece, Germany, Malta, Luxembourg, Lithuania, Latvia, Italy, Ireland, and Hungary.

SEPA transfer time

The payment made through the SEPA transfer can take 1hour to 24 hours. An ordinary bank transfer can long from two to five days and even levies large commission. The domestic SEPA payments are quick; they get cleared a few times in a day, which means that one can easily get it transferred in a few hours.

SEPA transfer time

Make sure you are making transfers on banking days. Most of the cross border SEPA payments also get credited in the following morning, if payment is done before 5 pm. (Only if both the days are banking days). There are some of the SEPA holidays which are not considered as public holidays in all the SEPA countries.

SEPA transfer costs

Commonly, you need to pay the same cost for the SEPA money transfer, no matter to whosoever banks you want to make a transfer to. It is not permissible to charge differently based on bank location.

So in case if you are the one who is in the United Kingdom and have a bank account with any of the UK bank, it will not make a difference if you want to make a SEPA transfer to another UK account or even to the German one. For more details, you can contact your bank.

SEPA transfer benefits

The SEPA is a part of the European harmonization process which has led to the common Euro currency, for example. It also promotes the freedom of trade and movement of European companies and citizens.

The payments of Euro-denominations within SEPA don’t differ from the domestic payments at all. Few of the benefits of SEPA transfer includes:

  • - It allows easy bank transfers to cross the border within Euro areas.
  • - The transaction costs are lower and faster.
  • - The payment gets completed within the validity period of guarantee and banks are not allowed for making any deductions for the amount transferred.
  • - The customers get also clear and simple information on any of the charges and costs. This means there are no hidden charges involved in the local bank.


The only demerit of SEPA transfer is its restricted access, which means it is not available all around the world. It is limited to only 36 countries listed above.

What is SWIFT transfer?

The SWIFT means society of worldwide interbank financial telecommunication. It is a system of financial messaging which runs on the network of tens of thousands number of the financial institution from across the globe.

This system enables the institutions to securely sending and receiving information on financial transactions in the most standardized way using SWIFT code for international bank transfers. This allows the money to be transferred from one bank to another, anywhere in the whole world virtually and also in various currencies.

Where can SWIFT transfer be performed?

SWIFT payment transfers can be performed anywhere around the world and also allows to make a transfer using different currencies.

SWIFT transfer time

You just need to fill in your beneficiary details like bank account number, the bank’s postal address, and SWIFT code in one form. As soon as this is done, the amount gets debited from the account and can get credited to a foreign bank account in approximately 48-72 hours.

SWIFT transfer costs

The transfer cost of SWIFT varies. These costs include the fees charged by the bank as well as the administration costs. The person making the transfers should know this that is based on the bank or country where you are located, the financial institution or even the intermediary bank can charge the recipient (the person who receives money) via SWIFT.

They might also deduct a few of their additional commissions or charges from your total amount received. As there are few hidden costs, it is your responsibility to be aware of fees that are charged by your financial institution when you receive or make SWIFT payments.

SWIFT transfer benefits

It is convenient: The SWIFT wire transfer can be made all over the world. You can send or get money through this anywhere. They are available and accessible and the best part is, you receive the money in your form of currency only.

SWIFT transfer disadvantages

Fees. These transfers charge some fees for every transaction. Usually, the sender makes the payment for such costs and the receiver then receives the money. But sometimes it also needs minimal fees from the receiver or charges a small percentage of the money they receive. This means they are costly.

Non-reversible. Once you have made a transfer through Swift, it is non-reversible. The sender doesn’t get the money back in any of the cases. This is a bit risky when you make a transaction for something and you personally not aware of the receiver.

SEPA vs SWIFT bank transfer - which is better?

Well, SEPA and SWIFT bank transfer is quite different, but both of them share the same objective. They both strive forward for offering reliable, secure and seamless money transfer to the people around and for business.


This helps in enhancing the integrity of the increasing dynamic payment system. However, there are some differences in both of these systems which conclude SEPA as a better option. It is because when the experts performed a comparison between these two, they found SEPA transfers are hassle-free. It is because for making SEPA payments, you don’t need the name of the receiver, BIC, payment reference, beneficiary address, bank details, account number or other details which is not possible to collect every time. While for making SWIFT bank transfer, you have to enter all the specified details including SWIFT bank code correctly. When it comes to speed, SEPA has been found more convenient and fast as compared to SWIFT.

Buy cryptocurrency with SEPA transfer on XMLGold

In the situation when you want to buy cryptocurrency or e-currency with SEPA transfer you may visit XMLGold. XMLGold will offer you a fast and an easy way to exchange SEPA transfer for e-currencies or cryptocurrencies such as: Perfect Money, Advcash, Payeer, Litecoin, Bitcoin, Tether, PerfectMoney Voucher, C-Cex Code, Ecoin Code, XMLToken...

Besides online currency exchange at this platform, you can also use the XMLGold Affiliate program for passive income. Likewise, XMLGold offers an advanced Discount System which grows with each money transfer and can achieve a discount of up to 30%. It should be noted that XMLGold is one of the oldest e-currency exchange points and has been operating since 2006, proving itself as a reliable partner and service provider.


Presently, SEPA Transfer and SWIFT Transfer are the most widespread online banking systems for international payments around the world. The money transfer from one bank account to another is accurate and fair through these two systems. However, when their features and merits as transfer time and fees were compared by the experts, SEPA transfer was found on the winning side.


Get Notifications Instantly by Telegram!

If you want be instantly informed about happening in your account, then you should use the option „Get notifications by Telegram”. To get this, you must Login to your XMLGold account and under the section „Notifications”, select the option „I would like to receive notification by telegram”. We know from experience that the Telegram system works faster and more efficiently than the e-mail system.

Buy cryptocurrency and e-currency with SEPA at the best rate

In this review, you will find out how to buy bitcoins with SEPA Transfer on Online Currency Converter - XMLGold and much more!

Online currency converter

For a long time, you have been looking for the exchanger, who would have an exclusive design, and besides, who would be able to provide its users with the opportunity to exchange fiat currencies for digital ones at favourable rates and with minimal commissions? Online Currency Converter - XMLGold will perform perfectly this task. Fast and secure exchange, high-quality support service, and favourable rates are a brief description of this exchange point. For the users of XMLGold conducts various promotions which will help you get the most favourable conditions for the exchange. Especially, for large customers there are unique conditions for the exchange. Another thing worth noting is the amount for the minimum and maximum exchanges, which are at an acceptable level.

When working or investing on the Internet, users often need to convert e-currencies. For this it is possible to use various digital currency exchangers. When converting money, speed and reliability are important factors. These conditions can provide XMLGold. Let us see how it differs from its competitors on the internet.

Review of XMLGold - quick and favourable way of exchange - Online Currency Converter (It means that with the help of this service, you can change one electronic currency to another), which started operating in 2006. The service provides a large number of exchange directions, a minimum commission and operational support of managers. Therefore, it is very convenient to transfer money from electronic payment systems to bank account with a minimum commission.

Online currency exchange

Exchanging money, traditional or digital, we always want to perform the operation quickly and at a favourable rate. In the case of cryptocurrency, the third important element in the exchange chain is security. The user trusts his funds to a particular exchange office and is forced to rely on its honesty. But not all online exchangers operate fairly and transparently. Therefore, when it comes to the exchange of electronic money, it is better not to experiment with platforms, but to work with reliable sites with an impeccable history and an excellent reputation in the community. XMLGold Online Currency Converter carries out the exchange of popular e-currencies and Bitcoin quickly, safely and profitably. With the help of XMLGold, thousands of users have performed more than 1 000 000 successful exchanges, and the creators of the service do not plan to slow down the pace, constantly improving the technological base of the exchanger and expanding its functionality.

On XMLGold it is possible to convert the currency of the following payment systems:

AdvCash EUR/USD, Perfect Money EUR/USD, Payeer EUR/USD, Epay EUR/USD, Bitcoin (BTC), Litecoin (LTC), Tether (USDT), Ex-code or Exmo Voucher EUR/USD, Perfect Money Voucher EUR/USD, Wex Voucher EUR/USD, C-CEX Voucher USD, Ecoin code USD, Wire Transfer EUR/GBP/USD, XMLToken EUR/GBP/USD, Cash EUR, SEPA Transfer EUR etc.

Let us get a look in what way it is different from its competitors in the network.

XMLGold online currency converter features and advantages

XMLGold has a number of features which make it an irreplaceable assistant for an investor or freelancer.

online currency converter benefits

The exchange platform is distinguished by:

  • - Interface with support of 10 languages;
  • - Reliable since 2006;
  • - Profitable Referral Program;
  • - Progressive Discount System;
  • - Exchange bonuses (up to 3.5%);
  • - 5000+ reviews from the satisfied customers with average 4.75 star rating (5 stars);
  • - XMLGold has the highest Perfect Money Trust score (TS 9894) between digital currency exchangers at world leading e-currency monitoring site –
  • - Possibility to work without registration and verification;
  • - All transactions are protected by SSL 256-bit encryption;
  • - Online consultant;
  • - Protecting Your Account with Multifactor Authentication;
  • - Partnership with Perfect Money and Advanced Cash (Advcash);
  • - Prepaid Card (temporally unavailable, we hope soon it will be back);
  • - The site contains a large number of electronic currencies. There is the possibility of exchanging cryptocurrency (Bitcoin, Litecoin, Tether);
  • - Convenient personal account;
  • - Exchanger works all over the world;
  • - Large reserves of currencies;
  • - Exchange of electronic money in the most popular directions;
  • - SEPA Transfer, Bank Wire;
  • - Bitcoin (BTC) exchange at favourable rates;
  • - The site contains page which are filled with positive comments and feedback;
  • - A lot of positive feedback on BestChange, KursExpert, Okchanger and other popular Monitoring websites of exchangers.

Availability of reserves and exchange speed

On the main page of the service, there is information about the reserves of each payment system. Before conversion, the user can make sure if these funds will be sufficient for currency exchange. There is no need to wait until the exchanger replenishes the account to fulfil the client's application. XMLGold Online Currency has solved this problem forever for its users. You can also always use the option: Extend Reserve or Buy/Sell more. Support will find necessary reserves, funds for you as soon as possible.

online money transfer

Are you searching for fast exchange service and transactions? An urgent need to convert currency? To do this quickly, just go to the XMLGold Online Currency Converter, choose the necessary exchange direction and amount. A couple of mouse clicks and the application will be sent to the manager for its processing. When converting funds at a high exchange rate, the user loses enormous amounts of money. Constant monitoring of the offers of other services allows XMLGold Online Currency Converter to offer money exchange at the one of the most favourable rates.

How does XMLGold currency exchange service work

You can perform exchange operations on XMLGold without registration. But remember that the registered users have access to the broader functionality of the exchanger: they can take part in the XMLGold Affiliate Program, as well as receive additional discounts and bonuses under the Discount Program. Bitcoin exchange operations take place after receiving 3 confirmations from the system, which is verified through The exchange request shall be paid within 30 minutes, then it closes. Payment time depends on the wallet/account: for e-wallets Perfect Money, PAYEER, Advanced Cash (Advcash) – instantly, for SEPA payment - from 1h to 24h, provided that they function normally. Bank Transfer - from 2 to 5 days. When operating with interruptions (the payment may be delayed by the bank).

Exchange operations on XMLGold: Step by step instructions

The Online Currency Converter XMLGold operates in a simple and fast manner. See for yourself using the example of exchanging PerfectMoney USD to AdvCash USD. The exchange in this direction takes place in automatic mode.

tutorial - exchange perfect money for advcash

  • 1. Indicate the direction of the exchange: the currency which you are going to exchange, and the one you want to receive;
  • 2. The system immediately indicates the exchange rate, as well as the minimum and maximum amount in this direction;
  • 3. In the column “Give/Sell”, enter the amount for the exchange, in “Get/Buy” - displays the amount of currency you receive, taking into account the commission of the selected payment systems.
  • 4. Next, enter e-wallets data: fill in the fields Pay from this account /Deposit to this account.
  • 5. Specify email, agree to the terms and conditions of the service after reading them click button “Continue”.

Receipt of funds on request will take place within 5 minutes after successful payment. For the completing payment application 30 minutes are given, after which it closes.

How to buy Bitcoin with SEPA transfer?

In order to buy Bitcoin using SEPA Transfer follow the following instructions:

  • 1. In the exchange form in the window “Sell”, select SEPA Transfer EUR from the list of available currencies.
  • 2. In the column “Buy”, select Bitcoin (BTC).
  • 3. Enter the SEPA payment amount and you will automatically see the amount you receive in Bitcoin (BTC), taking into account the commission.
  • 4. Fill in all the required data and click on Continue.

After performing these activities, you will be redirected to the page with details. Payment shall be made within 30 minutes from the date of application. SEPA Transfer usually takes from 1h to 24 hours.

buy cryptocurrency with sepa

You can leave the received bitcoins in the stock exchange to save or carry out trade in crypto pairs. But, if you wish to keep your bitcoins in another place, you can transfer them to another resource.

Before you start buying digital coins you shall obtain a special wallet to save cryptocurrencies. This role can be performed by the specialized cryptocurrency trading sites. In our opinion, the one of most reliable online cryptocurrency wallet is You can find out a more detailed information about it on the internet as there is a lot of it and there are even articles from the major cryptocurrency news websites such as,, blockonomi, etc.

By this example, we showed you how to buy Bitcoin and other cryptocurrencies by SEPA. By using XMLGold Online Currency Converter, you can convert into cryptocurrencies not only SEPA, but also: Perfect Money, AdvCash, Payeer, Epay and other digital currencies.

If with the help of this instruction, you could not buy Bitcoin, then send us an email and we will help you.

XMLGold Referral Program

The conditions of the Affiliate program are simple: you must register on the site of the exchanger and attract other users to the service, receiving accruals for the exchanges they have made.

affiliate program

How does the XMLGold referral program work?

  • - The user who came by your referral link registers on the site;
  • - For each exchange performed by him, you get a reward;
  • - The award is 10% of the net profit of the XMLGold.

All the required links and detailed explanations of the program are available in your account in the Affiliate Program section. On your referrals section you can track: how many users have registered through your link, what amount each registered user has brought to you and for which operations, how much money you have earned and how much have been withdrawn to your account.

Important!!! You cannot invite yourself by referral link: the system will calculate and delete your accounts without explaining the reasons and the possibility of recovery. It is also forbidden to use Google Adwords and YandexDirect, to engage in spam.

All registered users can participate in the referral program: from regular users to site administrators. And in case you are the owner of the site or monitoring, you can become an XMLGold partner.

Feedbacks and reviews on XMLGold Online Currency Converter

XMLGold Online Currency Converter has been operating since 2006 and during this time it has managed to gain the trust of customers. Thanks to XMLGold, thousands of users have performed more than 1 000 000 successful transactions. The exchanger is distinguished by favourable rates, a wide range of payment systems and quick processing of transactions. To ensure high quality of these operations, just go to the official site and perform a currency exchange in any of the presented directions.

The service has a separate page with customer reviews. The XMLGold has an impeccable reputation in the market. XMLGold is presented on the leading monitoring sites by the exchangers: BestChange, KursExpert, Kurses, OKchanger, and so on. On the internet, you can find many positive reviews about the work of XMLGold.

online currency converter feedback

The users emphasize the efficiency of the service, a concise and intuitive interface and a convenient workspace. The exchanger supports the most popular e-currencies, cryptocurrencies, bank transfers and allows you to perform operations in a few minutes. At the same time, offering the possibility of additional earnings in the framework of the Affiliate Program and the progressive Discount System.

Profitable, fast and secure! XMLGold Online Currency Converter offers its customers exactly what they need!

online currency converter sign up

1 comment

Advcash – review of the Advanced cash payment system

Advcash - What it is and how it works, we will find out in this review. In the age of modern technology, almost every person working with online payment systems has an idea about electronic wallets. We will begin our brief review on one of the most well-known payment systems – Advanced Cash (Advcash). Although it is still a new system and is only gaining popularity, it can already compete with such giants as, for example, Perfect Money or Payeer. We will give you a brief overview about this payment system.

Advcash - Advanced Cash

This review includes the following topics:

  • 1. Overview and History;
  • 2. AdvCash Cards;
  • 3. AdvCash Referral program;
  • 4. Registration;
  • 5. AdvCash Verification;
  • 6. Rates, balance replenishment and withdrawal of funds;
  • 7. Setting up the safety of the profile;
  • 8. Advantages;
  • 9. Disadvantages;
  • 10. Conclusion.

What is Advcash and how does it work?

Legal Information. Advanced Cash holds licenses from the International Financial Services Commission of Belize to do these types of business:

  • - International Money Transmission Business № IFSC/60/237MT/18
  • - International Payment Processing Services № IFSC/60/237PPS/18

ADV Project Limited: Suite 16, Watergardens 5, Gibraltar GX11 1AA.


For convenience, the users often abbreviate and simplify the name. Such abbreviations as AdvCash, Advanced Cash, ADV, Adv cash and others have become well known. Here is some general information:

  • - The payment system is located on the official website
  • - AdvCash wallet has the address Passing the registration, the new user visits this domain automatically. The fact that you have come to the right place is indicated by the green lock in the address bar. This is a certificate of encryption and data protection, it uses the HTTPS protocol, and therefore, the confidential information of the users is reliably protected.
  • - The interface uses only 2 languages – English and Russian.

The company was registered in 2014. The first day of work is 27 September. The place of birth – the city of Belize, located on the shores of the Caribbean Sea. The successfully passed certification allowed obtaining all the necessary licences for work. Being an offshore office, AdvCash is not affected by the laws of other countries, which allows significantly reducing costs, reducing tax and provides anonymity. EPS has branches in many countries of the world, including Russia (the office is located near Samara, in the city of Togliatti). There is also a telephone support line and representational social networks. Here you can always ask your question and receive an adequate and complete answer to it. Advanced Cash supports several types of currencies which can be freely exchanged within your personal account:

  • - Dollars;
  • - Euro;
  • - Pounds sterling;
  • - Hryvnia;
  • - Roubles.

Advcash cards

Previously Advcash was famed with its bank cards. For many customers it was the main reason why they chose Advcash payment system. Money withdrawing at ATM by Advcash anonymous MasterCard was a very popular cashout method at e-currency market.

Advcash card

The functionality of the site allowed you to arrange an order for a bank card issue absolutely for free, but only MasterCard. The card was serviced for free, but you had to spend a bit on its manufacturing and delivery. Any ATM of your city accepted it and took a commission, which was 1.99 dollars and did not depend on the amount withdrawn. The client had the opportunity to use not only a plastic card, but also create a virtual card. This service was available in almost all electronic payment systems. It worked as a standard, allowing you to pay for goods and services on the Internet. From February, 2018, unfortunately, for many customers Advcash company temporarily suspended card program. Advanced cash support team is promising to restart Advcash card program in 2019. When exactly it will be time will show.

Advcash affiliate program

There is an affiliate program in AdvCash. It allows you to receive a percentage of the amount of referrals transferred, which provides the account holder with additional income. Your account is credited every time Advcash charge fee from your referrals. You will get up to 20% of that commission from 1st level referrals.

Advcash mobile applications

The site is regularly updated, overgrown with new functionality, and also in future, at a later stage it is planned to release mobile applications for the convenience of managing payments through phones and tablets running on the android and ios platforms.

Concluding the brief review, I would like to note that the recently invented payment system AdvCash has already captured a certain part of the market of electronic payments and does not intend to stop there. So what do we need to work with this EPS?

Advcash - sign up

Naturally, in order to get started, we have to go to the official website of the Advanced Cash wallet. This procedure is very easy to go even for the most inexperienced user.

Advcash sign up

The registration has a specific algorithm. Let us consider it in detail. Going to the main page, we scroll down and see a button to create an account. We click it and go to the next step. On the new tab, we will be asked to fill in our personal data, as well as to select an account type for future use:

  • 1. Business – is often used by legal entities, as it allows for a huge number of operations;
  • 2. Personal – the account is needed if you are a natural person.

After selecting the account, enter the actual information about yourself. Why is it necessary to use real data? Everything is simple – they will be necessary for us for the further verification procedure in AdvCash. The details for the work must be written in English letters. Filling out the form, specify the name, as well as the surname and the actual email address. It will become the login for the access and the number of our wallet AdvCash. Then invent a password with a content of at least eight different characters (letters and numbers of different registers, special characters can also be used). It is better to use a completely disconnected set – this allows the AdvCash payment system to reliably protect your account from hacking. When we fill in the relevant information, we “give the go-ahead” to unlock the button for ending the registration. By holding the slider with the left mouse button, drag it to the opposite position and complete the registration (as shown in the image above). Next, a new page will appear, where you will be offered to go straight to work, or first verify your account and set up a secure profile. If you close this window, it is possible to go immediately to the personal data page. We have the ability to manage three main accounts (rouble, dollar, euro) and two additional (hryvnia and pound sterling). Properly completed registration, even without passing data verification, allows you to easily use all the features of Advanced Cash. But, if you want to transfer money from the card to the balance or cash out a large amount of funds, you will still have to verify your account, plus it will immediately protect you from the most potential incidents of mistrust on the part of the administration.

Advcash - verification

Under the name of the wallet, you can see the inscription “Not verified.” It implies that the owners of the system and its participants do not completely rely on you, which will limit some operations on the account. In order to successfully continue working with the service, we need the verification of the account. Therefore, click on the name located at the top of the window.

Advcash verification

In the opened tab, you need to enter your personal data in the following order:

  • 1. Country;
  • 2. City;
  • 3. Post office index;
  • 4. Home address;
  • 5. Telephone number;
  • 6. Language.

You can still fill in the contact the details of Skype, but this is not necessary. The email box is already listed because it was entered earlier at the time of registration of the wallet. Click the "Save" button and go on. The “Verification” section requires a lot of attention, as it is the information which the AdvCash payment system operator will check. We have three tabs accessible. This is the address, phone number and passport. When you click on each of them, a window opens for loading the document. In order to confirm your identity, click on the icon “Passport”. Here you need to download the scanned graphic document, the size of which must not exceed 800 * 600 pixels. You can use a driver's licence (scan from both sides). Make sure that the drawing is clear, otherwise the check will take longer and it is likely to get rejected. Then go to the window "Address", where they demand from you:

  • - receipt of payment for utility services;
  • - bank statement;
  • - document of payment for Internet or telephony.

There is no need to send all the documents. The main thing – the accuracy of information recognition, as well as an indication of the name and address on the same page. The complete list of the possible documents and requirements for them are specified on the company's website.

Usually the information is checked during the day, excluding holidays and weekends. When the specialist is authenticated, you will receive an email about the wallet verification results. If the fields and forms are filled correctly, you will be provided with additional features of the Advanced Cash payment system, as well as guaranteed account security. If the test fails, the operator will tell you the reason. You just need to fix the error. The telephone is attached very simply: just enter the number, and you will receive a message. It will contain the code that must be entered into the check box. Now the verification of the AdvCash account is completed. By logging into your personal account, you will see a status change near your name. Next, we will deal with the proposed rates, as well as determine how to operate the payment system.

Advcash - Rates, balance replenishment and cashout

Each payment service has its own tariff grid of operations. Advanced Cash provides a fairly democratic commission for various transfers, wallet replenishment and withdrawals. Account replenishment is performed by several methods. Enter the page of your account and open the appropriate tab. Then you have to choose the desired amount, the method of payment and indicate in which of the currencies you want to receive it.

Advcash deposit cashout

Balance replenishment is possible by using the following methods:

  • - Ecurrencies;
  • - Cryptocurrencies;
  • - Top up with a bank card;
  • - Payment from a mobile phone;
  • - The use of exchange points. Each such point with which the company cooperates puts forward different conditions.

It is necessary to carefully find out which method is the most beneficial for you, because the percentage taken during the transfer is different. Internal transfers will be available if you go to the tab "Transfer Funds". Further, according to the algorithm, you must select the recipient and approve the operation. Withdrawal is the same as replenishment. Methods for cashing money are specified above, therefore, we will not go into details.

It is very convenient in this case to use the protection code: until the payer enters the code (reported by you personally), he will not receive the right to use the electronic means. If the code has not been used, the money is returned.

Advcash - Profile Security Settings

Now we know a little more about the Advanced Cash electronic payment system. And, to provide pleasant and safe work in it, you must protect your account from various types of fraud.

Advcash security

A standard set of functions will allow it. In order to do this, go to the section in the top menu "Security Settings”.

Advanced Cash supports several ways to protect your e-wallet:

- IP identification. Here you can specify the allowed IP addresses which you consider safe to enter. If the input was made from another place, the security system will prohibit any manipulations;

- The intellectual recognition method. It turns on automatically after registration. If you change any of the settings, Advanced Cached will ask you to enter a pin code of several numbers, which has been sent to an email box tied to your account;

- SMS authorization. It is a standard procedure which includes receiving a message with the necessary code;

- The use of a code card involves obtaining a graphic image containing a set of unique characters. With each transfer of money, you will need to enter the code from the picture. The copy is sent to the email box;

- The password for payment. The user has the opportunity to invent his/her own unique password, which will requested by the EPS for each operation;

- Two-Factor Authentication (2FA). When transferring and receiving large electronic amounts, this method will be the right one. It will reliably protect your wallet, if all funds are stored on the same account.

You can personally choose what level of data security you need. It depends on the volume of the payment transactions and the amount of money in the account. First you need at least a minimum security setting.

Advantages of AdvCash

When using any payment system, there will be some advantages for you, but, at the same time, there will be also some disadvantages.

Advcash advantages

We propose to consider the main advantages and disadvantages of the payment system AdvCash.


  • - Multi-level protection of the wallet;
  • - The opportunity to have passive income (affiliate program);
  • - Transfers within the system without commission;
  • - Issue of your own cards for withdrawal of funds (Temporarily suspended);
  • - Convenient verification by SMS;
  • - Anonymity of the user (offshore);
  • - Low fees;
  • - New features and options added regularly.;
  • - Several ways of depositing and withdrawing funds;
  • - The ability to work with a wallet without verification (although not recommended).

Disadvantages of AdvCash

There are more advantages than disadvantages, but there are some disadvantages as well:

  • - Payment cannot be returned if you make a mistake when entering the recipient's data (except for the cases when the code is used – this is stated above);
  • - Replenishment from the mobile account is subject to a large percentage of the commission;
  • - So far there are no applications for managing the wallet from a smartphone or tablet.

How to buy Advcash?

If you want to buy Advcash fas, secure and with low fee, the you can use XMLGold Online Currency Converter. XMLGold provides on of the best rates for e-currency and cryptocurrency exchange at the market. Quite often XMLGold has special offers with zero fee or even bonuses for currency exchange. Thanks to XMLGold you will be able to buy or sell AdvCash with Sepa Transfer EUR, Wire Transfer EUR/GBP/USD, Perfect Money EUR/USD, Payeer EUR/USD, Epay EUR/USD, Bitcoin (BTC), Litecoin (LTC), Tether (USDT), Ecoin, C-CEX, XMLToken etc.

In mostly cases currency exchange will be instant and with low fees. XMLGold is one of the most reliable online e-currency exchange platform, works already more than 12 years (since 2006). Besides low exchange rates XMLGold also offers profitable Referral and Discount programs to its customers. Plus the same like Advcash, XMLGold offers also a Prepaid Card program to its customers. At the moment, unfortunately, Prepaid Card program is temporarily suspended.

Conclusion and feedbacks on AdvCash

Taking into account the relatively recent start of work, Advanced Cash regularly performs all the basic functions of an electronic payment system. Its development goes by leaps and bounds, thanks to the competent developers.

Advcash feedbacks

The experts predict a big future for this system, as the number of clients is growing day after day. This conclusion is quite logical, because the service provides its users with a huge number of opportunities, as well as cares about their security at the highest level. It is enough to talk with a person who has been using this EPS for quite a long time, and he will immediately advise you to register for this system. Concluding the review on the use of Advanced Cash, I would like to make some recommendations which are applied to all payment systems: be sure to set up a secure login, do not keep all your personal funds on one account and be careful when entering passwords, never disclose them to unknown persons.

Buy Sell Advcash


​New feature – get notifications by Telegram!

We have added a new option – receive notifications instantly by Telegram. This new option will help you keep track of the activities which take place in your account.

Depending on your personal preferences, now you will have 3 ways to get 'Notifications':

  • - I would like to receive notifications by email.
  • - I would like to receive notifications by Telegram.
  • - I would like to receive information about offers by email.

We hope that notifications by Telegram will make it easier for you to keep track of what is taking place in your account and increase your account security.

Find out more:

Charlie Lee: The lack of rapid price increases is positive for the development of projects

Litecoin price forecastThe founder of Litecoin Charlie Lee is convinced that the lack of a fast-growing cryptocurrency market has a positive impact on the development of projects. It stems from the fact that people do not think about the race of prices, but try to focus their attention on the development of new products and their improvement.

“Recently, we have been actively working to add more options to the Litecoin protocol. In particular, we are talking about the problem of interchangeability. The possibility of introducing MimbleWimble technology through expansion units is also being examined, which will help to ensure the confidentiality of the transaction,” Lee points out.

The creator of Litecoin also noted that this time the market decline did not so much affect the mood of the community. During 2015-2016, people did not hope for any restoration: “It seems to me that we have not yet reached the critical level which was achieved last time, and I hope that we will not reach it. But at the same time, I would not be surprised if there will be another wave of sales, after which it will take much longer to recover. This may last for one more year, and maybe more. It is difficult to predict such things.”

At the same time, Lee is of the opinion that the spread of cryptocurrency is constrained by their volatility and user habits associated with the storage of funds.

Together with the spread of cryptocurrency, their volatility will decrease. This trend will contribute to their further widespread,” Lee points out. “Stories about the constant hacking of stock exchanges and theft of funds tell us that we must look for alternative ways of storing assets which are more convenient and easier to use.”

The related articles:

- Payeer wallet review

- Perfect Money payment system review

- Sepa Transfer - Time, regulations and benefits
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Payeer Wallet Review

PAYEER review includes all the most important details about the current e wallet – sign up, login, supported countries, card, security system, deposit, cash out etc.

Payeer wallet review

Is wallet multifunctional, modern and convenient? What possibilities of replenishment and exchange of money within the system does it have? On all these issues, read in the following overview of Payeer!

Payeer review

More about the payment system: PAYEER wallet is an online payment processor offering a simple and cheap way to shop online, payment for services through an electronic currency.This is one of the most popular payment systems among admins of HYIP projects.The company was founded in 2010. There are 3 offices:The headquarters is in Tbilisi, Georgia. The branches are located in Aberdeen, Scotland and Moscow, Russia. offers available and free services which help sellers and buyers to protect themselves without limiting the functionality of using money. It is possible to enter currency into the electronic wallet using different methods. Send, receive and withdraw money in many different ways.

Payeer wallet is in demand among online investment projects. It can be easily added to the popular Hybrid GoldCoders script.HYIP projects prefer this system. It does not require any personal data to be checked, the same like Liberty Reserve in past.Representatives say the accounts are not blocked - sounds good for the HYIP admins.

Payeer Sign up

Sign up on is easy and fast. In order to enter your personal account on the site, you must indicate your:

Payeer sign up

  • - Login,
  • - Password,
  • - E-mail,
  • - Secret word to restore the account.

There are no restrictions for the persons who wish to log in. You can use the Payeer wallet from the moment of registration.

Payeer supported countries

Payeer is available worldwide – more than in 200 countries. All customer need for usage of the Payeer wallet is internet.

Payeer deposit and withdrawal options

This is one of the largest financial processors in the hypes and digital currency markets. To exchange cryptocurrency, you normally must contact the intermediaries.

Payeer deposit and withdrawal

Payeer wallet allows doing the same within the system. It is possible to deposit and withdraw money with: Visa Qiwi Wallet, AdvCash, Yandex Money, Perfect Money, Solid TrustPay, Skrill, Bitcoin, Neteller, Wire, ePayments, Webmoney, MoneyGram, FasaPay and in other ways. The platform has integrated 150 payment systems, which can help to find the suitable one.

Payeer Fees

Fees are the same for the verified and the unverified users. Current rates:

  • - International money transfer: free of charge;
  • - Currency exchange: 2% of the amount of exchange, regardless of currency type;
  • - Replenishment: free of charge;
  • - Output: from 0% to 5%;
  • - Notifications by SMS: $ 0.05 per notification;
  • - Password recovery: usually free;$ 50 if the account password is automatically restored;
  • - Transfers between the accounts are free of charge;
  • - The system takes 0.95% of the payment received (if HYIP uses the API).

Bulk payments / API

Payment service allows you to arrange automatic payments on the site and transfer the money from your account to customers through integration with the API.

Payeer referral program

Payeer Wallet offers a six-step referral system which helps you to make money by attracting other people to create their own cabinets.

Payeer referral program

For example: If you place a personal banner or an affiliate link on a website, blog or any other place. It will be possible to receive 10% from referral commissions if the turnover of the structure is in the range of up to 100.00 dollars, transactions after the barrier at 100.00 $ will bring 11% already! People with their own website can earn up to 40% of their commissions by exchanging currency. Not many online payment systems have a similar referral program. The bonus will not be great if referrals go away. This is a simple way to earn extra money without doing a lot of work. All you have to do is to inform about Payeer. When people find out about the opportunities offered, they will surely become your partners. Make sure your customers click on your ref link to register.

Customer support

The Payeer support team works around the clock. The only way to contact it is by email.The official website has a special form, which should be filled.The company answers questions within 24 hours.


The financial platform offers significantly more opportunities than many other competitors. The usefulness of the payment functions depends on the plans to use the account.

Payeer Benefits

After all, the business which uses the Payeer wallet in order to process online payments depends greatly on the needs of the person paying for the goods on the Internet.

The list of useful features:

  • - Zero or low commission;
  • - Sending payments to any place in the world;
  • - A wide range of money deposit and withdrawal methods;
  • - Instant and flexible transactions between HYIP-programs;
  • - Mass payments, making it easy to send money and process transactions;
  • - Exchange service;International SWIFT transfers;
  • - Deposit funds through SWIFT and credit cards;
  • - Automatic transfers to banks (bank cards);
  • - Simple registration (you need only email address);
  • - High level of protection (IP security, SMS security);
  • - Virtual cards (as a replacement for real cards)Multicurrency accounts;
  • - Instant transfer of funds;
  • - Affiliate program;
  • - The account is not frozen;
  • - IOS app.


- Large withdrawal fee.

Payeer – Buy, Sell or Exchange

If you want to exchange Payeer instantly and with low fees, then XMLGold Online Currency Converter can be a useful tool for you. On XMLGold, you will be able to convert Payeer in many different currencies like Wire Transfer EUR/USD, Sepa Transfer EUR, Perfect Money EUR/USD, Advcash EUR/USD, Epay EUR/USD, Bitcoin (BTC), Tether (USDT), Litecoin (LTC), Wex code EUR/USD, Exmo code EUR/USD, Ecoin code USD, Perfect Money Voucher EUR/USD, C-CEX code USD, XMLToken EUR/GBP/USD etc.

In mostly cases currency exchange will be instant and with low fees. XMLGold is one of the most reliable online currency exchange platform, works already more than 12 years (since 2006).


At present, there are so many payment processors now that it is not easy for traders and consumers to decide which one is the best. Having multiple payment processors makes it difficult to select the best for merchants and consumers.

Payeer feedbacks

Payeer wallet is one of the best options between online e-currency e-wallets. It offers freedom and security. If you are looking for a new payment processor, in this case, it is advisable to test Payeer wallet and login your personal account to learn more about its capabilities. Payeer wallet can be useful for you, especially if you are managing an online store. This is a great way for consumers to buy goods without trouble and limitations. If you get tired of the platform used for online settlements, take a closer look at this payment system.

Buy Payeer with Sepa

CoinMarketCap will change the system of cryptocurrency exchange rankings

The representatives of the resource CoinMarketCap intend to change the system of cryptocurrency exchange rankings after several researches proving an artificial overestimate of trading volumes. The resource CoinMarketCap, tracking the cost of cryptocurrency and the activity of trading platforms, confirmed the coming change on its twitter.

Cryptocurrency trading volume

In the middle of the month, an anonymous group of CryptoIntegrity researchers published report, according to which 86% of transactions and 88% of the trading volume on cryptocurrency exchanges are created artificially.

Besides, at the end of last year, the Blockchain Transparency Institute published its annual report on trading volumes of stock exchanges, according to which only two of the TOP-25 sites do not overstate their trading volumes.

Apparently, these researches have influenced the decision of CoinMarketCap. The resource representatives tweeted:

“We listen to the feedback from our users and are working on adding a set of new metrics in order to provide that users can get a more complete picture of the indicators of trading platforms and cryptocurrencies on the site.”

In an interview with Bloomberg, Carylyne Chan, the global head of marketing at CoinMarketCap, explained how the site’s ranking would change in the future.

“For instance, if a low-traffic exchange possesses a volume of $ 300 million and only 5 BTC in its wallet, the users will be able to draw their own conclusions without having to rely on the arbitrary judgments about what is good and what is bad,” Chan explained.

We would like to remind you that last week a new cryptocurrency rating system was also launched at CoinMarketCap.

The related articles:

- What is Ex code (Exmo Voucher) and how does it work?

- What is Tether and how to exchange USDT to USD?

- What is ePay?

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